General liability
Review your scope of work, jobsite exposures, completed operations, and policy exclusions.
CONTRACTOR INSURANCE IN ARIZONA
Built around your trade.
Ready for your next job.
From plumbing and electrical work to masonry and landscaping, your insurance should reflect the work you actually perform.
LET’S BUILD YOUR COVERAGE
Options worth discussing.
We’ll review what applies to your situation and explain the details of the policies available to you.
Workers’ compensation
Discuss employee duties, payroll, owner treatment, and how subcontractors may affect your coverage review.
Commercial auto
Review work trucks, drivers, trailers, and business use of vehicles.
Tools & equipment
Ask about inland marine coverage for tools and equipment that move between locations and jobsites.
Contract requirements
Discuss additional insured status, waivers, primary wording, and other requested policy provisions.
Excess liability
Explore additional liability limits where available to help address your business and contract needs.
MAKE THE MOST OF YOUR REVIEW
Tell us what you do.
Details make a difference.
A little preparation helps us focus on the coverage that matters to you.
- Trade, scope of work, and license information
- Annual sales, payroll, and subcontractor costs
- Residential or commercial jobs and work locations
- Vehicles, tools, current policies, and contract requirements
Which trades can I ask about?
Contact us about plumbers, electricians, HVAC contractors, masonry, drywall, painters, flooring, landscaping, hardscaping, and related trades. Eligibility depends on operations and carrier guidelines.
Does a certificate make someone an additional insured?
A certificate alone does not create additional insured coverage. The policy must contain the applicable endorsement, and its terms determine who qualifies and for what work.
Are subcontractors automatically covered?
Do not assume they are. Their status, work, agreements, and insurance can affect underwriting, exclusions, and audits. Share these details during your review.
LET’S TALK INSURANCE
A better policy starts
with a conversation.
Tell us what matters to you. We’ll help you explore your options.