Counseling & spiritual care
Discuss coverage for certain allegations of negligence or errors arising from covered pastoral services. Definitions vary by policy.
Church InsurancePastoral Professional
PASTORAL PROFESSIONAL LIABILITY
Pastoral Professional
Liability.
Spiritual care brings meaningful responsibilities. Let’s review liability exposures arising from the counseling and pastoral services your church provides.
LET’S BUILD YOUR COVERAGE
Options worth discussing.
We’ll review what applies to your situation and explain the details of the policies available to you.
People providing services
Review which clergy, employees, and volunteers provide counseling, their roles and qualifications, and who qualifies as an insured.
Coverage details
Ask about limits, defense costs, reporting provisions, and exclusions. Pastoral coverage does not automatically insure every ministry exposure.
MAKE THE MOST OF YOUR REVIEW
Describe the care
your ministry provides.
A little preparation helps us focus on the coverage that matters to you.
- Types of counseling, spiritual guidance, and other services
- Clergy and staff roles, qualifications, and volunteer involvement
- Current coverage, prior claims, and desired limits
- Written procedures and any changes to your programs
Is pastoral liability the same as general liability?
No. General liability and professional liability address different exposures. We can review whether your policy specifically addresses your pastoral services.
Are all counselors and volunteers automatically insured?
Do not assume they are. Share who provides services and in what role so we can review insured definitions and the policy’s scope.
Does pastoral liability include abuse coverage?
Not automatically. Abuse and molestation coverage may be excluded, limited, or provided separately. We can review both exposures and available options.
LET’S TALK INSURANCE
A better policy starts
with a conversation.
Tell us what matters to you. We’ll help you explore your options.