Property & equipment
Review buildings, contents, sound equipment, improvements, and replacement cost assumptions.
Explore property & equipmentCHURCH & HOUSE OF WORSHIP INSURANCE
Your mission matters.
So does your protection.
Let’s look beyond the building and review the people, programs, and activities that make your ministry possible.
LET’S BUILD YOUR COVERAGE
Options worth discussing.
We’ll review what applies to your situation and explain the details of the policies available to you.
General liability
Discuss premises, ministry activities, events, and volunteer exposures, including what your policy excludes.
Explore general liabilityPastoral professional liability
Ask about coverage for counseling and other pastoral services. Definitions and exclusions differ by policy.
Explore pastoral liabilityAbuse & molestation
Review whether this exposure is excluded, limited, or covered, and whether a separate option is available.
Explore abuse & molestation coverageDirectors & officers
Discuss liability exposures for your governing board and leadership, and available coverage options.
Explore leadership coverageVehicles, workers & cyber
Church vehicles, employees, and member information may create exposures that need additional coverage.
Explore operational coverageMAKE THE MOST OF YOUR REVIEW
A ministry review
starts with your activities.
A little preparation helps us focus on the coverage that matters to you.
- Current policies and renewal dates
- Property values, renovations, and major equipment
- Children’s programs, counseling, events, and camps
- Employees, volunteers, vehicles, and safety procedures
Does general liability cover all church activities?
Coverage depends on the policy and the activity. Counseling, abuse or molestation, leadership decisions, and cyber incidents may be excluded or require specific coverage.
Can you review our current church insurance?
Yes. Share your declarations, endorsements, and a description of your ministries. We can discuss coverage questions and explore available alternatives.
What if we operate a camp or school?
Tell us about these operations early. They can change the underwriting information needed and the policies or endorsements worth discussing.
LET’S TALK INSURANCE
A better policy starts
with a conversation.
Tell us what matters to you. We’ll help you explore your options.