Specific liability protection
Review whether allegations of abuse or molestation are excluded, limited, or covered under your current policies and available options.
Church InsuranceAbuse & Molestation
ABUSE & MOLESTATION COVERAGE
Abuse & Molestation
Coverage.
Protecting the people entrusted to your ministry calls for thoughtful safeguards and a careful insurance review. Let’s discuss your church’s programs, procedures, and coverage options.
LET’S BUILD YOUR COVERAGE
Options worth discussing.
We’ll review what applies to your situation and explain the details of the policies available to you.
People & ministry activities
Discuss youth programs, nurseries, camps, counseling, and care for vulnerable adults, including employee and volunteer roles.
Prevention & response
Share screening, training, supervision, and reporting procedures. Insurance complements safeguarding practices; it does not replace them.
MAKE THE MOST OF YOUR REVIEW
Prepare for a careful
ministry review.
A little preparation helps us focus on the coverage that matters to you.
- Current policies, endorsements, limits, and renewal dates
- Programs, participant ages, locations, and overnight activities
- Employee and volunteer screening and training procedures
- Supervision, incident reporting, and response policies
Is this automatically part of church liability insurance?
No. Some policies exclude or limit this exposure. We can review the actual wording and discuss separate coverage or endorsements where available.
What policy details should we review?
Ask about who is insured, covered allegations, exclusions, limits, defense costs, and claim reporting requirements. Terms differ among policies.
Can insurance replace a safeguarding program?
No. Keep screening, training, supervision, and response practices part of your ministry’s ongoing work. We can discuss insurance alongside those safeguards.
LET’S TALK INSURANCE
A better policy starts
with a conversation.
Tell us what matters to you. We’ll help you explore your options.