Benefits for employees
Workers compensation can help provide medical and wage-replacement benefits for covered work-related injuries or illnesses. Benefits depend on applicable rules.
Business InsuranceWorkers Compensation
WORKERS COMPENSATION INSURANCE
Workers Compensation
Insurance.
Your employees help build your business. Review coverage for work-related injuries and illnesses with guidance tailored to your workforce and operations.
LET’S BUILD YOUR COVERAGE
Options worth discussing.
We’ll review what applies to your situation and explain the details of the policies available to you.
Payroll & employee duties
Discuss job duties, payroll by work category, and changes in your workforce so the coverage review reflects your operations.
Policy & billing review
Review available billing options, audit information, owner treatment, and employers liability coverage with your agent.
MAKE THE MOST OF YOUR REVIEW
Bring the details
behind your workforce.
A little preparation helps us focus on the coverage that matters to you.
- Business name, EIN, locations, and description of operations
- Employee duties and estimated annual payroll by category
- Owner information, subcontractor use, and any 1099 workers
- Current policy, claims history, and desired start date
What if I use subcontractors or 1099 workers?
Share their duties, agreements, and insurance information. Do not assume their treatment from the payment method alone; classification and policy requirements need review.
Can we discuss payroll-based billing?
Ask about the billing options available for your business. We can compare how payroll reporting and any final audit work under the offered policy.
When should I update my agent?
Contact us when you hire, change employee duties, add locations, or begin new work so we can review the effect on your policy.
LET’S TALK INSURANCE
A better policy starts
with a conversation.
Tell us what matters to you. We’ll help you explore your options.