Leadership decisions
Directors and officers coverage may address certain allegations of wrongful acts in managing the organization, subject to policy terms.
Church InsuranceDirectors &
CHURCH DIRECTORS & OFFICERS
Directors &
Officers Liability.
Your board and leaders make decisions that shape the ministry. Review liability coverage for church governance and the responsibilities of those who serve.
LET’S BUILD YOUR COVERAGE
Options worth discussing.
We’ll review what applies to your situation and explain the details of the policies available to you.
Who is insured
Review the church, board members, officers, trustees, and other leadership roles against the policy’s insured definitions.
Related exposures
Discuss defense costs, exclusions, and reporting provisions. Employment practices and other management exposures may require distinct coverage.
MAKE THE MOST OF YOUR REVIEW
Bring the details
behind your leadership.
A little preparation helps us focus on the coverage that matters to you.
- Church legal name, organizational structure, and governing documents
- Board, officer, and trustee roles and responsibilities
- Current policies, limits, financial information, and prior claims
- Employment practices and changes in ministry operations
Is D&O the same as general liability?
No. Directors and officers liability addresses certain management-related allegations, while general liability focuses on other exposures such as bodily injury and property damage.
Are employment claims automatically included?
Do not assume they are. Employment practices coverage may be separate or limited. We can review the policies and options available to your church.
Can you review our leadership coverage at renewal?
Yes. Share the current policy and any changes to leadership or operations so we can discuss insured roles, limits, and coverage questions.
LET’S TALK INSURANCE
A better policy starts
with a conversation.
Tell us what matters to you. We’ll help you explore your options.