Cyber incident response
Ask about data breach response, recovery costs, and cyber liability options based on the information and systems your business uses.
Business InsuranceCyber &
CYBER & BUSINESS INCOME INSURANCE
Cyber &
Business Income.
A technology incident or covered property loss can disrupt your work. Review cyber coverage and business income protection as distinct parts of your business insurance plan.
LET’S BUILD YOUR COVERAGE
Options worth discussing.
We’ll review what applies to your situation and explain the details of the policies available to you.
Income after a property loss
Business income and extra expense coverage may help after a covered property loss interrupts operations. Review limits, waiting periods, and restoration provisions.
Digital interruptions
Some cyber policies offer business interruption coverage for specified cyber events. Review these triggers separately from property-related business income coverage.
MAKE THE MOST OF YOUR REVIEW
Plan for how your business
would recover.
A little preparation helps us focus on the coverage that matters to you.
- Annual revenue, ongoing expenses, and current policies
- Customer or employee data you collect and store
- Systems, vendors, backups, and security procedures
- Recovery plans, key suppliers, and prior incidents
Does business income cover every shutdown?
No. A policy requires a covered cause of loss and other conditions to be met. Property-related and cyber-related interruption coverages have different triggers and limitations.
Is cyber coverage included in my business policy?
Do not assume it is. A limited endorsement and a separate cyber policy can offer different protections. We can review what you have and available options.
How do I choose business income limits?
Bring financial information and consider how long recovery could take. We can discuss income, continuing expenses, and extra expense needs with you.
LET’S TALK INSURANCE
A better policy starts
with a conversation.
Tell us what matters to you. We’ll help you explore your options.