:root{--blue:#2582e4;--navy:#114173;--ink:#070707;--text:#070707;--pale:#C0DFFF;--line:#C0DFFF;--white:#ffffff;--radius:8px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font-family:"Poppins",sans-serif;color:var(--ink);font-size:1rem;line-height:1.65}a{color:inherit;text-decoration:none}button{font:inherit}img{display:block;max-width:100%;height:auto}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.12;letter-spacing:-.045em}h1{font-size:clamp(2.6rem,5.2vw,4.65rem);font-weight:600}h2{font-size:clamp(2rem,3.5vw,3rem);font-weight:600}h3{font-size:1.45rem;letter-spacing:-.025em;font-weight:600}p{color:var(--text)}p+p{margin-top:1rem}button,a{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:5px}.container{width:min(1216px,calc(100% - 80px));margin:auto}.skip{position:absolute;top:-100px;left:16px;background:white;padding:12px;z-index:100}.skip:focus{top:10px}.topbar{background:var(--navy);color:white;font-size:.875rem;letter-spacing:.01em}.topbar>.container{display:flex;justify-content:space-between;padding-top:8px;padding-bottom:8px}.topbar .container>div{display:flex;gap:28px}.topbar a:hover{text-decoration:underline}header{background:white;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}.header-inner{display:flex;align-items:center;justify-content:space-between;min-height:96px;gap:30px}.brand{width:152px;flex-shrink:0}.brand img{width:152px;height:92px;object-fit:contain}nav{display:flex;gap:30px;align-items:center;font-size:.9375rem;font-weight:600}nav>a:not(.button){position:relative;padding:16px 0}nav>a:not(.button):hover,nav>a[aria-current]{color:var(--navy)}nav>a[aria-current]:after{content:'';position:absolute;bottom:7px;left:0;right:0;height:2px;background:var(--blue)}.button{display:inline-flex;align-items:center;justify-content:center;background:var(--navy);color:white;border:1px solid var(--navy);padding:14px 23px;border-radius:5px;font-size:.9375rem;font-weight:600;line-height:1.4;min-height:50px;text-align:center;transition:background .15s,box-shadow .15s}.button:hover{background:#070707;box-shadow:0 4px 12px #1141731c}.button.outline{background:transparent;color:var(--navy);border-color:#114173}.button.outline:hover{background:#C0DFFF}.button.light{background:white;color:var(--navy);border-color:white}.nav-quote{padding:12px 22px}.menu-toggle{display:none}.eyebrow{font-size:.8125rem;line-height:1.5;font-weight:700;letter-spacing:.14em;color:var(--navy);margin-bottom:18px}.hero{background:var(--pale);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.04fr 1fr;gap:52px;min-height:640px}.hero-copy{align-self:center;padding:62px 0}.hero h1 span,.about-hero h1 span{color:var(--navy)}.hero-copy>p:not(.eyebrow){font-size:1.125rem;max-width:480px;margin-top:26px;line-height:1.7}.actions{display:flex;align-items:center;gap:12px;flex-wrap:wrap;margin-top:30px}.hero-note{font-size:.875rem;color:var(--text);margin-top:25px}.hero-image{position:relative;margin-right:calc((min(1216px,100vw - 80px) - 100vw)/2);overflow:hidden}.hero-image:after{content:'';position:absolute;inset:50% 0 0;background:linear-gradient(transparent,#070707aa)}.hero-image>img{width:100%;height:100%;object-fit:cover;object-position:42% center}.image-caption{position:absolute;bottom:35px;left:35px;z-index:1;color:white}.image-caption span{display:block;font-size:.8125rem;letter-spacing:.14em;font-weight:600;margin-bottom:10px}.image-caption strong{font-size:1.15rem}.trust-strip{border-bottom:1px solid var(--line)}.trust-strip .container{display:grid;grid-template-columns:repeat(4,1fr);padding:28px 0}.trust-strip .container>div{padding:0 28px;border-right:1px solid var(--line)}.trust-strip .container>div:first-child{padding-left:0}.trust-strip .container>div:last-child{border:0}.trust-strip strong,.trust-strip span{display:block}.trust-strip strong{font-size:1.05rem;font-weight:600}.trust-strip span{font-size:.875rem;margin-top:4px;color:var(--text)}.section{padding:88px 0}.section-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:60px;margin-bottom:40px}.section-heading>p{max-width:395px}.coverage-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.coverage-card{border:1px solid var(--line);border-radius:var(--radius);padding:32px;background:white;display:flex;flex-direction:column;align-items:flex-start}.icon{display:inline-flex;width:44px;height:44px;color:var(--navy);align-items:center;justify-content:center;margin-bottom:22px}.icon svg{width:36px;height:36px}.coverage-card h3{margin-bottom:14px}.coverage-card p{flex:1;line-height:1.75}.text-link{font-size:.9375rem;font-weight:600;color:var(--navy);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:6px;display:inline-block;margin-top:25px}.text-link:hover{color:#070707}.specialties{background:var(--navy);color:white}.specialties .eyebrow{color:#C0DFFF}.specialties .section-heading>p{color:#C0DFFF}.specialty-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}.specialty-grid article{padding:36px;display:flex;gap:25px;border:1px solid #ffffff40;border-radius:var(--radius);background:#ffffff05}.specialty-grid .icon{color:#C0DFFF;flex-shrink:0}.specialty-grid h3{font-size:1.9rem;margin-bottom:18px}.specialty-grid p:not(.eyebrow){color:#C0DFFF}.specialty-grid .text-link{color:white}.specialty-grid .eyebrow{font-size:.75rem}.owner-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:90px;align-items:center}.owner-photo{overflow:hidden;border-radius:var(--radius);background:var(--pale);max-width:490px}.owner-photo img{width:100%;aspect-ratio:1.08;object-fit:cover;object-position:center 28%}.owner-grid h2{margin-bottom:25px}.owner-grid p:not(.eyebrow){font-size:1.0625rem}.signature{font-family:"Poppins",sans-serif;font-style:normal;font-size:1.8rem!important;color:var(--navy);margin-top:28px!important}.signature span{font-family:"Poppins",sans-serif;font-style:normal;display:block;font-size:.875rem;letter-spacing:0;color:var(--text);margin-top:5px}.pale{background:var(--pale)}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:60px}.steps article{border-top:1px solid #114173;padding-top:26px}.steps article>span{font-size:.9375rem;color:var(--navy);display:block;margin-bottom:20px;font-weight:600}.steps h3{margin-bottom:16px}.area{text-align:center;max-width:940px}.area p:not(.eyebrow){margin-top:27px;line-height:2}.cta{background:var(--navy);padding:64px 0;color:white}.cta-inner{display:flex;justify-content:space-between;gap:40px;align-items:center}.cta .eyebrow{color:#C0DFFF}.cta p:not(.eyebrow){color:#C0DFFF;margin-top:18px}.cta .button{flex-shrink:0}footer{background:#070707;color:#ffffff;padding:62px 0 30px}.footer-grid{display:grid;grid-template-columns:1.45fr 1fr 1.3fr 1.05fr;gap:36px}.footer-brand{display:inline-block;color:white;font-size:2rem;font-weight:700;letter-spacing:.14em;line-height:1.2;margin-bottom:25px}.footer-brand span{display:block;font-size:.8125rem;letter-spacing:.16em;line-height:1.5}.footer-grid p{color:#C0DFFF;font-size:.875rem;margin-bottom:16px}.footer-grid h3{color:white;font-size:.9375rem;letter-spacing:0;margin-bottom:22px}.footer-grid>div>a:not(.footer-brand){display:block;font-size:.875rem;margin-bottom:9px;overflow-wrap:anywhere}.footer-grid>div>a:hover{text-decoration:underline}.footer-grid .muted{color:#C0DFFF;font-size:.8125rem}.footer-bottom{display:flex;justify-content:space-between;border-top:1px solid #ffffff26;margin-top:35px;padding-top:25px;font-size:.8125rem}.footer-bottom p,.disclaimer{color:#C0DFFF}.disclaimer{margin-top:22px;font-size:.75rem;line-height:1.8}.mobile-call{display:none}.product-hero{background:var(--pale);padding:72px 0 76px;border-bottom:1px solid var(--line)}.product-intro{max-width:1216px}.product-intro h1{max-width:900px}.product-intro>p:not(.eyebrow){font-size:1.1875rem;max-width:720px;margin-top:25px}.review-grid,.faq-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:85px;align-items:start}.review-grid h2{margin-bottom:25px}.checklist{list-style:none;margin:0;padding:0}.checklist li{padding:19px 0 19px 28px;position:relative;border-bottom:1px solid var(--line);font-size:1.0625rem}.checklist li:before{content:'✓';position:absolute;left:0;color:var(--navy)}.checklist li:first-child{padding-top:0}.faq-grid h2{margin-bottom:24px}.faq details{border-bottom:1px solid var(--line);padding:0 0 22px;margin-bottom:22px}.faq summary{display:flex;gap:20px;justify-content:space-between;cursor:pointer;font-weight:600;font-size:1.125rem;list-style:none;line-height:1.55}.faq summary::-webkit-details-marker{display:none}.faq summary span{font-size:1.45rem;font-weight:400;color:var(--navy)}.faq details[open] summary span{transform:rotate(45deg)}.faq details p{margin-top:16px;padding-right:20px}.related{display:flex;align-items:center;gap:20px;flex-wrap:wrap}.related h2{font-size:2rem;margin-right:auto}.about-hero{background:var(--pale)}.about-hero h1{margin-bottom:27px}.lead{font-size:1.1875rem!important;max-width:580px}.prose{max-width:800px}.prose h2{margin-bottom:28px}.prose p{font-size:1.125rem;line-height:1.8}.contact-hero{background:white}.contact-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:80px;align-items:start}.contact-grid h1{margin-bottom:25px}.contact-method{display:flex;align-items:center;gap:20px;margin-top:30px}.contact-method .icon{margin:0;background:var(--pale);border-radius:8px;width:52px;height:52px;flex-shrink:0}.contact-method .icon svg{width:27px;height:27px}.contact-method div>span{display:block;font-size:.875rem;color:var(--text)}.contact-method a{font-size:1.55rem;letter-spacing:-.02em;font-weight:600;color:var(--navy);overflow-wrap:anywhere}.contact-method .email-link{font-size:1.125rem}.language{margin-top:30px;color:var(--navy)}.contact-panel{background:var(--pale);padding:44px;border:1px solid var(--line);border-radius:var(--radius)}.contact-panel h2{font-size:2.5rem;margin-bottom:22px}.contact-panel .button{width:100%;margin-top:28px}.contact-panel .small{font-size:.875rem;margin-top:15px;line-height:1.65}.contact-panel hr{border:0;border-top:1px solid var(--line);margin:28px 0}.contact-panel h3{font-size:1.125rem}.contact-panel ul{padding-left:20px;color:var(--text)}.contact-panel li{padding:5px 0}.contact-details{display:grid;grid-template-columns:repeat(3,1fr);gap:40px}.contact-details h3{margin-bottom:20px;font-size:1.2rem}
@media(min-width:1500px){.hero-image{margin-right:-110px}}@media(max-width:1100px){.container{width:calc(100% - 48px)}nav{gap:19px}.hero-grid{gap:30px;min-height:580px}.hero-image{margin-right:-24px}.hero-copy{padding:45px 0}.hero .actions{align-items:stretch;flex-direction:column;max-width:270px}.section{padding:70px 0}.coverage-card{padding:25px}.owner-grid{gap:50px}.specialty-grid article{padding:28px;gap:15px}.specialty-grid .icon{display:none}.footer-grid{grid-template-columns:1.2fr 1fr;gap:38px}.review-grid,.faq-grid,.contact-grid{gap:45px}}
@media(max-width:850px){.header-inner{min-height:82px}.brand,.brand img{width:136px}.brand img{height:82px}.menu-toggle{display:flex;align-items:center;gap:12px;background:white;color:var(--navy);border:1px solid var(--line);padding:9px 14px;border-radius:5px;min-height:44px}.menu-toggle span{font-size:1.2rem}nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;box-shadow:0 15px 18px #07070712;border-top:1px solid var(--line);padding:18px 24px;align-items:stretch;gap:0;flex-direction:column}nav.open{display:flex}nav>a:not(.button){padding:12px 0}nav .button{margin-top:15px}.hero-grid{grid-template-columns:1fr 1fr;gap:25px}.hero h1{font-size:3.1rem}.hero-copy>p:not(.eyebrow){font-size:1rem}.hero-note{max-width:260px}.trust-strip .container{grid-template-columns:repeat(2,1fr);gap:24px}.trust-strip .container>div:nth-child(odd){padding-left:0}.trust-strip .container>div:nth-child(even){border:0}.section-heading{gap:35px;align-items:start}.section-heading>p{max-width:330px}.coverage-grid{grid-template-columns:repeat(2,1fr)}.coverage-grid .coverage-card:last-child:nth-child(3){grid-column:1/-1}.specialty-grid{gap:20px}.specialty-grid h3{font-size:1.6rem}.owner-grid{gap:35px}.steps{gap:30px}.steps h3{font-size:1.3rem}.cta-inner{gap:28px}.cta-inner h2{font-size:2.5rem}.cta-inner .button{max-width:200px}.review-grid,.faq-grid{grid-template-columns:1fr;gap:40px}.contact-grid{grid-template-columns:1fr 1fr;gap:30px}.contact-panel{padding:28px}.contact-panel h2{font-size:2.1rem}.contact-method a{font-size:1.25rem}.contact-method .email-link{font-size:1rem}}
@media(max-width:600px){body{padding-bottom:58px}.container{width:calc(100% - 36px)}.topbar{font-size:.8125rem}.topbar .container>span{display:none}.topbar .container>div{width:100%;justify-content:space-between;gap:10px}.header-inner{min-height:76px}.brand img{height:76px}.hero-grid{grid-template-columns:1fr;gap:0}.hero-copy{padding:44px 0 38px}.hero h1{font-size:3rem;letter-spacing:-.04em}.hero-copy>p:not(.eyebrow){font-size:1.0625rem;margin-top:22px}.hero .actions{max-width:none;flex-direction:row;gap:10px}.hero .actions .button{flex:1;padding:13px 12px;font-size:.875rem}.hero-note{max-width:none;font-size:.8125rem}.hero-image{height:330px;margin:0 -18px}.hero-image img{object-position:center 50%}.image-caption{left:23px;bottom:23px}.trust-strip .container{padding:25px 0;gap:22px}.trust-strip .container>div{padding:0 14px}.trust-strip strong{font-size:1rem}.trust-strip span{font-size:.8125rem}.section{padding:55px 0}.section-heading{display:block;margin-bottom:28px}.section-heading>p{margin-top:22px;max-width:none}.eyebrow{font-size:.75rem;margin-bottom:14px}.coverage-grid{grid-template-columns:1fr;gap:16px}.coverage-grid .coverage-card:last-child:nth-child(3){grid-column:auto}.coverage-card{padding:27px}.icon{margin-bottom:16px}.coverage-card h3{font-size:1.4rem}.text-link{margin-top:22px}.specialty-grid{grid-template-columns:1fr;gap:18px}.specialty-grid h3{font-size:1.9rem}.specialty-grid article{padding:28px}.specialty-grid .icon{display:inline-flex}.owner-grid{grid-template-columns:1fr;gap:30px}.owner-photo{max-width:none}.owner-photo img{aspect-ratio:1.2}.owner-grid h2{margin-bottom:22px}.steps{grid-template-columns:1fr;gap:25px}.steps article{padding-top:20px}.steps article>span{margin-bottom:15px}.steps h3{font-size:1.5rem}.area p:not(.eyebrow){margin-top:20px}.cta{padding:48px 0}.cta-inner{display:block}.cta-inner h2{font-size:2.4rem}.cta-inner .button{margin-top:28px;max-width:none}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 22px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:nth-child(3){grid-column:1/-1;order:4}.footer-grid p,.footer-grid>div>a:not(.footer-brand){font-size:.875rem}.footer-brand{margin-bottom:18px}.footer-bottom{gap:17px;flex-direction:column}.mobile-call{display:flex;align-items:center;justify-content:center;gap:10px;position:fixed;bottom:0;left:0;right:0;height:58px;background:var(--navy);color:white;font-weight:600;z-index:25;border-top:1px solid #ffffff55}.mobile-call svg{height:22px;width:22px}.product-hero{padding:48px 0}.product-intro h1{font-size:2.75rem}.product-intro>p:not(.eyebrow){font-size:1.0625rem;margin-top:22px}.actions{gap:10px;margin-top:25px}.actions .button{padding:13px 15px}.review-grid,.faq-grid{gap:30px}.checklist li{font-size:1rem}.faq summary{font-size:1.0625rem}.related{display:block}.related .button{display:flex;margin-top:18px}.about-hero .owner-grid>div:first-child{order:1}.about-hero .owner-photo{order:2}.about-hero h1{font-size:3.05rem}.contact-grid{grid-template-columns:1fr;gap:38px}.contact-grid h1{font-size:2.85rem}.lead{font-size:1.0625rem!important}.contact-method .email-link{font-size:1.125rem}.contact-panel{padding:28px}.contact-details{grid-template-columns:1fr;gap:30px}.contact-details h3{margin-bottom:12px}.prose p{font-size:1.0625rem}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}
/* Insurance navigation, About links, contact options, and requested photography. */
nav{gap:22px;font-size:.875rem}.header-inner{gap:22px}.nav-quote{padding:12px 18px;white-space:nowrap}.about-menu{position:relative}.about-menu>summary{cursor:pointer;list-style:none;padding:16px 0;display:flex;align-items:center;gap:7px}.about-menu>summary::-webkit-details-marker{display:none}.about-menu>summary:after{content:'';width:6px;height:6px;border-right:1.5px solid currentColor;border-bottom:1.5px solid currentColor;transform:rotate(45deg);margin-top:-3px}.about-menu[open]>summary:after{transform:rotate(225deg);margin-top:3px}.about-links{position:absolute;right:0;top:100%;width:260px;display:flex;flex-direction:column;background:white;border:1px solid var(--line);border-radius:6px;padding:10px;box-shadow:0 12px 28px #07070718}.about-links a{padding:12px 14px;line-height:1.5;font-size:.875rem;border-radius:4px}.about-links a:hover{background:var(--pale)}.topbar .container>div{gap:22px}.coverage-card{--card-pad:32px;padding:var(--card-pad);overflow:hidden}.coverage-photo{width:calc(100% + var(--card-pad)*2);max-width:none;height:210px;object-fit:cover;align-self:center;margin:calc(var(--card-pad)*-1) calc(var(--card-pad)*-1) 28px}.specialty-grid article{display:block;padding:0;overflow:hidden}.specialty-grid article>div{padding:32px}.specialty-photo{width:100%;height:280px;object-fit:cover}.specialty-grid article:nth-child(2) .specialty-photo{object-position:50% 40%}.product-hero.with-photo{padding:0;overflow:hidden}.product-photo-grid{display:grid;grid-template-columns:1.14fr 1fr;gap:48px;align-items:stretch;min-height:540px}.product-photo-grid .product-intro{width:auto;align-self:center;padding:65px 0}.product-photo-grid h1{font-size:clamp(2.6rem,4.3vw,3.9rem)}.product-photo-grid .product-intro>p:not(.eyebrow){font-size:1.125rem;max-width:620px}.product-photo{position:relative;min-width:0;overflow:hidden;border-radius:0}.product-photo img{width:100%;height:100%;position:absolute;inset:0;object-fit:cover}.photo-auto img{object-position:50% 72%}.photo-life img,.photo-personal img{object-position:57% center}.photo-contractors img{object-position:43% center}.sms-note{font-size:.875rem;margin-top:22px;max-width:500px}.sms-note a{text-decoration:underline;text-underline-offset:3px;color:var(--navy)}.policy-links{max-width:800px}.policy-links h2{font-size:2.2rem;margin-bottom:20px}.policy-links .button{margin-top:24px}
@media(max-width:1200px){nav{gap:16px}.header-inner{gap:16px}.brand,.brand img{width:140px}.nav-quote{padding:12px 15px}}
@media(max-width:1100px){.header-inner{min-height:82px}.brand,.brand img{width:136px}.brand img{height:82px}.menu-toggle{display:flex;align-items:center;gap:12px;background:white;color:var(--navy);border:1px solid var(--line);padding:9px 14px;border-radius:5px;min-height:44px}.menu-toggle span{font-size:1.2rem}nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;box-shadow:0 15px 18px #07070712;border-top:1px solid var(--line);padding:18px 24px;align-items:stretch;gap:0;flex-direction:column}nav.open{display:flex}nav>a:not(.button){padding:12px 0}nav .button{margin-top:15px}.about-menu>summary{padding:12px 0;justify-content:space-between}.about-links{position:static;width:100%;box-shadow:none;margin-bottom:8px;background:var(--pale)}.coverage-card{--card-pad:25px}.product-photo-grid{gap:32px;min-height:520px}.product-photo-grid .actions{align-items:stretch;flex-direction:column;max-width:270px}.product-photo-grid h1{font-size:3.1rem}}
@media(max-width:850px){.topbar>.container{align-items:center;gap:16px}.topbar .container>div{gap:12px;flex-wrap:wrap;justify-content:flex-end}.topbar .container>div>span{width:100%;text-align:right}.product-photo-grid{grid-template-columns:1.1fr 1fr;gap:25px;min-height:520px}.product-photo-grid h1{font-size:2.8rem}.specialty-photo{height:240px}}
@media(max-width:600px){.header-inner{min-height:76px}.brand img{height:76px}.topbar .container>div{justify-content:center;gap:3px 14px}.topbar .container>div>span{width:100%;text-align:center;font-size:.75rem}.topbar a{font-size:.875rem}.coverage-card{--card-pad:27px}.coverage-photo{height:215px}.specialty-photo{height:250px}.specialty-grid article>div{padding:27px}.product-photo-grid{grid-template-columns:1fr;gap:0}.product-photo-grid .product-intro{padding:44px 0 36px}.product-photo-grid h1{font-size:2.75rem}.product-photo-grid .product-intro>p:not(.eyebrow){font-size:1.0625rem}.product-photo-grid .actions{flex-direction:row;max-width:none}.product-photo{height:310px;margin:0 -18px}.product-photo img{position:static}.photo-auto img{object-position:50% 76%}.contact-method>div{min-width:0}}

/* Poppins and the agency’s supplied logo throughout the site. */
body,button,input,select,textarea{font-family:"Poppins",sans-serif}h1,h2,h3{letter-spacing:-.035em}.signature{font-weight:500}.logo-surface{background:white;border-radius:5px;padding:6px}.footer-brand{width:180px;margin-bottom:23px;line-height:1}.footer-brand img{width:100%;height:auto}.section-logo{width:180px;max-width:100%;height:auto;margin:0 0 24px}.address-logo{width:132px;height:auto;margin:0 0 12px}.copyright-brand{display:flex;gap:14px;align-items:center}.copyright-logo{width:95px;height:auto}.footer-bottom{align-items:center}.trust-strip .container>div{min-width:0}.trust-strip strong{font-size:1rem;line-height:1.5}.contact-method .email-link{overflow-wrap:anywhere}
@media(max-width:600px){.footer-bottom{align-items:flex-start}.hero h1{font-size:2.85rem}.topbar a{font-size:.8125rem}.trust-strip strong{font-size:.9375rem}}
nav .home-button{padding:9px 13px;min-height:42px;white-space:nowrap}
nav .home-button[aria-current="page"]{background:var(--pale);border-color:var(--navy)}
@media(max-width:1100px){nav .home-button{margin:0 0 8px}}

/* Service resources and city pages extend the established blue-and-white theme. */
nav{gap:16px;font-size:.875rem}nav>a,.about-menu>summary{white-space:nowrap}.current-section{color:var(--navy);font-weight:700}.service-links{width:240px}.service-hero h1{font-size:clamp(2.5rem,4.5vw,3.8rem);max-width:950px}.service-help{display:flex;justify-content:space-between;gap:48px;align-items:center}.service-help>div:first-child{max-width:700px}.service-help h2{font-size:2.35rem;margin-bottom:18px}.service-help .actions{margin-top:0;flex-shrink:0}.city-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.city-card{display:flex;flex-direction:column;align-items:flex-start;padding:30px;border:1px solid var(--line);border-radius:var(--radius);background:white}.city-card h2{font-size:1.7rem;margin-bottom:16px}.city-card p{flex:1}.city-card:hover,.city-card:focus-visible{border-color:var(--navy);background:var(--pale)}.city-card .text-link{font-size:.875rem}.breadcrumb{display:inline-block;text-decoration:underline;text-underline-offset:4px;font-size:.875rem;color:var(--navy);margin-bottom:25px}.inline-links{display:flex;gap:14px 24px;flex-wrap:wrap;margin-top:20px}.inline-links a,.area a,.faq a,.service-help p a{text-decoration:underline;text-underline-offset:4px}.faq-section+.faq-section{border-top:1px solid var(--line)}.carrier-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.carrier-card{padding:32px;border:1px solid var(--line);border-radius:var(--radius);background:white}.carrier-card h2{font-size:1.55rem;line-height:1.35;min-height:2.1em;margin-bottom:20px}.carrier-phone-label{font-size:.875rem;margin-bottom:4px;color:var(--text)}.carrier-phone{font-size:1.4rem;color:var(--navy);font-weight:600}.carrier-phone:hover{text-decoration:underline}.carrier-actions{display:flex;align-items:center;flex-wrap:wrap;gap:12px;margin-top:25px}.carrier-actions .button{font-size:.875rem;padding:12px 16px}.carrier-actions .text-link{margin-top:0}.claim-notice{padding:30px;background:var(--pale);border-left:4px solid var(--blue);margin-bottom:35px}.claim-notice h2{font-size:1.7rem;margin-bottom:18px}.carrier-note{font-size:.875rem;margin-top:25px;max-width:960px}a:focus-visible,summary:focus-visible,button:focus-visible{outline:3px solid var(--blue);outline-offset:4px}
@media(min-width:1101px) and (max-width:1280px){.header-inner .brand,.header-inner .brand img{width:115px}nav{gap:10px;font-size:.8125rem}.nav-quote{padding:10px 12px;font-size:.8125rem}.header-inner{gap:12px}}
@media(max-width:1100px){nav{gap:0}.service-help{align-items:flex-start}.service-help .actions{flex-direction:column}.city-grid{grid-template-columns:repeat(2,minmax(0,1fr))}nav.open{max-height:calc(100dvh - 140px);overflow-y:auto}}
@media(max-width:600px){.city-grid,.carrier-grid{grid-template-columns:1fr}.city-card,.carrier-card{padding:26px}.service-help{display:block}.service-help .actions{margin-top:24px;flex-direction:row;flex-wrap:wrap}.service-help h2{font-size:2rem}.carrier-actions{align-items:stretch;flex-direction:column}.carrier-actions .text-link{align-self:flex-start}.claim-notice{padding:24px}.service-hero h1{font-size:2.5rem}}

/* Claims header photo. */
.claims-hero .product-photo-grid{min-height:440px}.claims-hero .product-photo img{object-position:center 35%}
@media(max-width:600px){.claims-hero .product-photo-grid{min-height:0}.claims-hero .product-photo{height:290px}}

/* Brand palette and responsive layout safeguards. */
body{background:var(--white)}
.steps article,.pale .checklist li{border-color:var(--navy)}
.specialty-grid article{border-color:var(--pale)}
.button:hover{background:var(--ink)}
.button.outline:hover{background:var(--pale);box-shadow:none}
.button.light:hover{background:var(--pale);color:var(--navy)}
.hero h1 span,.about-hero h1 span{color:var(--navy)}
.trust-strip{border-top:4px solid var(--blue)}
.hero-grid>div,.owner-grid>div,.review-grid>div,.faq-grid>div,.contact-grid>div,.section-heading>div,.service-help>div,.footer-grid>div{min-width:0}
h1,h2,h3,p,.text-link{overflow-wrap:break-word}
.about-menu>summary,.about-links a{min-height:44px}
@media(max-width:1100px){nav.open{max-height:calc(100dvh - 140px);overflow-y:auto}}
@media(min-width:601px) and (max-width:850px){
  .service-help{flex-wrap:wrap;gap:28px}
  .service-help .actions{flex-direction:row;margin-top:0;max-width:100%}
}
@media(max-width:600px){
  nav .service-links{width:100%}
  .actions .button{max-width:100%}
  .carrier-card h2{min-height:0}
}
.button{background:var(--blue);border-color:var(--blue);color:var(--ink)}
.button:hover{background:var(--navy);border-color:var(--navy);color:var(--white)}
.button.outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.button.outline:hover{background:var(--pale);color:var(--navy)}
.button.light{background:var(--white);color:var(--navy);border-color:var(--white)}
.button.light:hover{background:var(--pale);color:var(--navy)}
.appointment-link{display:inline-block;max-width:100%;font-size:.875rem;line-height:1.65;text-decoration:underline;text-underline-offset:4px;margin-bottom:16px;overflow-wrap:break-word}
.contact-details .appointment-link{color:var(--navy);margin-top:12px}
/* The supplied review widget adjusts its height through the provider's script. */
.reviews-embed{width:100%;min-width:0}.reviews-embed iframe{display:block;width:100%;max-width:100%;border:0}.reviews-section .section-heading{margin-bottom:28px}

.hero-image>img[src="/assets/canva-phoenix-valley.png"]{object-position:60% center}
.service-image-hero{background:var(--pale);border-bottom:1px solid var(--line);padding-top:28px}.service-header-photo{margin:0}.service-header-photo img{width:100%;height:clamp(300px,34vw,430px);object-fit:cover;object-position:center 42%;border-radius:var(--radius)}.service-header-photo figcaption{font-size:.875rem;margin-top:10px;color:var(--text)}.service-image-copy{padding:42px 0 52px}.service-image-copy h1{font-size:clamp(2.5rem,4.5vw,3.8rem)}.service-image-copy>p:not(.eyebrow){max-width:850px}
.service-header-photo img[src="/assets/family-consultation.jpg"]{height:auto;aspect-ratio:1.8;object-position:50% 0%}
@media(max-width:850px){.service-header-photo img{height:auto;aspect-ratio:1.8;object-position:center}.service-image-copy{padding:32px 0 40px}}
@media(max-width:600px){.service-image-hero{padding-top:0}.service-header-photo img{aspect-ratio:1.5;width:calc(100% + 36px);max-width:none;margin:0 -18px;border-radius:0}.service-image-copy h1{font-size:2.65rem}}
@media(max-width:850px){.service-header-photo img[src="/assets/family-consultation.jpg"]{aspect-ratio:1.8}}
@media(max-width:600px){.service-header-photo img[src="/assets/family-consultation.jpg"]{aspect-ratio:1.5}}
.quote-section{border-top:1px solid var(--line)}.quote-heading,.quote-footnote{max-width:700px;margin:0 auto}.quote-heading{margin-bottom:28px}.quote-heading h2{font-size:clamp(2rem,3.5vw,2.75rem);margin-bottom:18px}.quote-frame{display:block;max-width:752px;margin:0 auto;background:var(--white)}.quote-footnote{font-size:.875rem;margin-top:18px}.quote-footnote a{color:var(--navy);text-decoration:underline;text-underline-offset:3px}#quote-request{scroll-margin-top:110px}
.policy-reading{max-width:880px}.policy-page-hero{background:var(--pale);padding:62px 0;border-bottom:1px solid var(--line)}.policy-page-hero h1{font-size:clamp(2.5rem,4.5vw,3.8rem)}.policy-document{font-size:1rem;line-height:1.8;overflow-wrap:break-word}.policy-document h2{font-size:clamp(1.75rem,3.2vw,2.4rem);line-height:1.3;color:var(--navy);margin-bottom:18px}.policy-document h3{font-size:1.25rem;line-height:1.45;letter-spacing:-.015em;color:var(--navy);margin:30px 0 14px}.policy-document p{margin:0 0 18px}.policy-document .policy-effective{font-size:.875rem;color:var(--navy);margin-bottom:28px}.policy-document a{color:var(--navy);text-decoration:underline;text-underline-offset:4px;overflow-wrap:anywhere}.policy-document ul,.policy-document ol{padding-left:26px;margin:16px 0 24px}.policy-document li{padding-left:6px;margin-bottom:12px}.policy-document ol>li{padding-bottom:20px;border-bottom:1px solid var(--line);margin-bottom:22px}.policy-document li::marker{color:var(--navy);font-weight:600}.policy-document li h3{margin-top:0}.policy-document li p{margin:8px 0 12px}.policy-part+.policy-part{margin-top:50px;padding-top:44px;border-top:2px solid var(--pale)}.policy-callout{background:var(--pale);border-left:4px solid var(--blue);border-radius:var(--radius);padding:24px;margin:28px 0}.policy-callout h3{margin-top:0}.policy-callout p:last-child{margin-bottom:0}
@media(max-width:600px){.policy-page-hero{padding:42px 0}.policy-page-hero h1{font-size:2.6rem}.policy-part+.policy-part{margin-top:36px;padding-top:32px}.policy-callout{padding:20px}.policy-document ul,.policy-document ol{padding-left:22px}.policy-document li{padding-left:3px}}

/* Insurance Resources */
.blog-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px}.blog-card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;background:white}.blog-card>img{display:block;width:100%;height:270px;object-fit:cover}.blog-card>div{padding:32px}.blog-card h2{font-size:1.7rem;line-height:1.35;margin-bottom:14px}.blog-card h2 a:hover{text-decoration:underline}.blog-meta{font-size:.875rem;color:var(--text)}.blog-reading{max-width:850px}.blog-reading h1{font-size:clamp(2.25rem,4.5vw,3.4rem);line-height:1.18}.blog-prose{font-size:1.0625rem;line-height:1.85}.blog-prose h2{font-size:1.65rem;line-height:1.4;margin:42px 0 18px}.blog-prose p{margin-bottom:22px}.blog-prose a{text-decoration:underline;text-underline-offset:4px;color:var(--navy)}.blog-prose .button{text-decoration:none}.blog-review{padding:28px;background:var(--pale);border-left:4px solid var(--blue);margin:40px 0}.blog-review h2{margin-top:0}.blog-note{font-size:.875rem;line-height:1.7}.blog-prose ul{padding-left:24px}.blog-prose li{margin:10px 0}.blog-prose .faq p{font-size:1rem}.blog-prose .faq summary{font-size:1rem}
@media(min-width:1101px) and (max-width:1400px){.header-inner .brand,.header-inner .brand img{width:115px}.header-inner{gap:12px}nav{gap:10px;font-size:.875rem}.nav-quote{padding:10px 12px;font-size:.875rem}}
@media(max-width:850px){.blog-grid{grid-template-columns:1fr}.blog-card{max-width:720px}.blog-card>div{padding:25px}}
@media(max-width:600px){.blog-card>img{height:230px}.blog-card h2{font-size:1.5rem}.blog-review{padding:22px}.blog-reading h1{font-size:2.25rem}}
/* City navigation and room for the expanded main menu on tablets. */
.area-links{max-height:calc(100dvh - 160px);overflow-y:auto}
.about-links a[aria-current="page"]{background:var(--pale);color:var(--navy);font-weight:700}
@media(min-width:1101px) and (max-width:1280px){
  .header-inner{min-height:82px}.header-inner .brand,.header-inner .brand img{width:136px}.brand img{height:82px}
  .menu-toggle{display:flex;align-items:center;gap:12px;background:white;color:var(--navy);border:1px solid var(--line);padding:9px 14px;border-radius:5px;min-height:44px}.menu-toggle span{font-size:1.2rem}
  nav{display:none;position:absolute;top:100%;left:0;right:0;background:white;box-shadow:0 15px 18px #07070712;border-top:1px solid var(--line);padding:18px 24px;align-items:stretch;gap:0;flex-direction:column;font-size:.875rem}
  nav.open{display:flex;max-height:calc(100dvh - 140px);overflow-y:auto}nav>a:not(.button){padding:12px 0}nav .button{margin-top:15px}nav .home-button{margin:0 0 8px}
  .about-menu>summary{padding:12px 0;justify-content:space-between}.about-links{position:static;width:100%;box-shadow:none;margin-bottom:8px;background:var(--pale)}
}
@media(max-width:1280px){.area-links{max-height:none;overflow-y:visible}}

.personal-links{max-height:calc(100dvh - 160px);overflow-y:auto}
@media(max-width:1280px){.personal-links{max-height:none;overflow-y:visible}}

/* Business coverage dropdown and stock-photo focal points. */
.business-links{width:300px;max-height:calc(100dvh - 160px);overflow-y:auto}
.photo-workers-compensation img{object-position:65% 50%}
@media(max-width:1280px){.business-links{width:100%;max-height:none;overflow-y:visible}}

.photo-cyber-business-income img{object-position:50% 52%}

/* Church coverage dropdown and photo focal points. */
.church-links{width:300px;max-height:calc(100dvh - 160px);overflow-y:auto}
.product-photo img[src="/assets/church-liability.jpg"]{object-position:75% 45%}
.photo-pastoral-professional-liability img{object-position:50% 25%}
.photo-vehicles-workers-cyber img{object-position:55% 45%}
@media(max-width:1280px){.church-links{width:100%;max-height:none;overflow-y:visible}}
@media(max-width:600px){.product-photo img[src="/assets/church-liability.jpg"]{object-position:65% 35%}.photo-pastoral-professional-liability img{object-position:50% 25%}}

/* Keep the complete generic commercial vehicle visible at every viewport. */
.photo-commercial-auto img{object-fit:contain;background:var(--white)}
